Call it the credit-card conundrum: Young adults with minimal borrowing history and limited income can find it difficult to get approved for plastic, yet it’s hard to establish that credit history ...

This page was originally published in early 2023 and still contains relevant interview quotes from that time. The rest of the article has since been updated. Making your child an authorized user on ...

Being an authorized user on another person's credit card can help you establish your credit history. Parents might add their children to help launch them into adulthood. Or spouses may share an ...

Adding your significant other as an authorized user allows them to make purchases on your account — but they won't be responsible for paying the bills. Many or all of the products on this page are ...

Adding an authorized user to your credit card has benefits, including earning rewards from authorized user spending. But it can lead to confusion about whom those rewards belong to. Though credit card ...