A California appeals court this month turned down an effort by Insurance Commissioner Ricardo Lara to force the state's insurer of last resort to add more coverage to its basic fire policies.

Before the world watched on as wildfires engulfed large swathes of California early in 2025, an insurance crisis was already starting to heat up. In the months and years before the disastrous 2025 ...

A new Nevada law allows insurers to stop offering coverage for wildfires. Some say California has already functionally done ...

While insurance affordability is an increasingly urgent issue nationwide, California homeowners continue to report relatively modest average costs compared to many other states. Data from the U.S.

Market Adjustments: Some insurance companies have scaled back their offerings in high-risk regions due to increased losses. As a result, some homeowners need to turn to alternatives such as the ...

Today is a pivotal day for California’s home insurance crisis, especially if your insurance company dropped you. Companies can now start submitting new catastrophe computer models to the state. It’s ...

As more people in California lose private insurance, the state's FAIR plan is filling up with homes in places the industry itself has classified as low-risk for wildfire. The state regulator has a ...

Home insurance costs jumped 62% from 2022 to 2025, based on our analysis, and rising rates are expected to continue in 2026.

LOS ANGELES, May 29, 2025 /PRNewswire/ -- The devastation caused by January's Pacific Palisades and Altadena wildfires served as powerful reminders of how crucial it is for homeowners to have adequate ...