LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Lenders are broadening their target audiences, often considering borrowers that don't have a long track record with credit bureaus. Experian is trying to address this challenge by considering ...

Fintech Plaid has noted in a blog post that credit underwriting has long relied on credit bureau data, which provides many years of structured, standardized information on loans, repayments, and ...

The works of Richa Awasthi, a recognised leader in credit risk and digital financial innovation, demonstrates how predictive ...

Opinions expressed by Digital Journal contributors are their own. Managing finances is challenging for businesses, especially when clients delay payments. Late payments disrupt cash flow, create ...

NEW YORK--(BUSINESS WIRE)-- Nova Credit, a leading credit infrastructure and analytics company, today announced that Chase has selected Cash Atlas™ to power its cash flow underwriting capabilities.

SoFi Technologies, Inc. (NASDAQ:SOFI) shares are trading higher on Tuesday. The company expanded its multi-year partnership with Nova Credit. This enhancement allows SoFi to access ...

The direct lending market has experienced dramatic growth and become a vital and growing part of institutional investors’ portfolios, offering potentially attractive risk-adjusted returns with higher ...

David Croen, Head of Risk Products at Bloomberg L.P., was interviewed by Alison Fletcher, a Corporate Treasury Specialist at Bloomberg, on what customers have faced when evaluating credit rate risk ...