Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

It’s no secret that the U.S. health care system is in crisis; 70% of Americans say so, or that it at least has major problems. This has been consistent since 2000, reflecting a history of ...

Why do we allow insurance pools, especially in health insurance? Obviously it is a moneymaker for the insurance company, but it appears unique to the insurance industry. My neighbors and I don't pay ...

Ben Zdencanovic does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond ...

Consumers who buy health insurance through the Affordable Care Act marketplace will likely face double-digit rate hikes next year. Insurers plan a median premium increase of 15% for 2026 plans, which ...

UnitedHealth Group's top executive said the company's murdered health insurance executive Brian Thompson worked to make the nation's health-care system better for everyone. UnitedHealth Group CEO ...

Re “Why I Quit My Job as a Health Insurance Executive,” by Wendell Potter (Opinion guest essay, Dec. 20): The problems with private health coverage are not things that marginal changes can fix. They ...

When Geoff Perlman’s 20-year-old son broke his arm in December 2022, the bill was paid by strangers who chipped in to cover the costs. And rather than paying a monthly premium to a health care company ...

If it seems like your health insurance bill is rising faster than your paycheck, you're not mistaken. The average cost for a family health insurance plan offered through the workplace was $26,993 in ...

TUSCALOOSA, AL - NOVEMBER 12: Fans of the University of Alabama Crimson Tide display their body paint during the game with the Louisiana State University Tigers on November 12, 2005 at at Bryant-Denny ...