If one of your beneficiaries dies before you do, per stirpes can ensure their share of your estate goes to their kids. Many, or all, of the products featured on this page are from our advertising ...

Per stirpes is a legal term used in the law governing inheritance and estate. It is a designation that decrees how the assets of a testator (person making the will) will be distributed when a ...

Per stirpes ensures descendants inherit an equal share of an estate, even if an heir predeceases. Per capita divides estate equally only among living heirs, excluding descendants of deceased heirs.