Key Takeaways It's preferable to fund your retirement via multiple income streams, rather than just one. This makes your ...

Workers in the U.S. remain in one job for an average of five years before moving on to another. As a result, workers will experience a significant number of job changes over the course of their ...

Don't resign yourself to struggling financially.

Key Takeaways According to a 2025 study, 93% of workers want 401(k) plans to offer lifetime income options.Still, lifetime income can come from sources like Social Security, pensions, annuities, and ...

Colbert Narcisse, the chief product and business development officer for TIAA, proposes a three-part framework to increase guaranteed lifetime income solutions in workplace retirement plans. We stand ...

There’s a reason a lot of people end up getting stretched thin financially in retirement. They expect Social Security to cover all of their bills only to discover that their benefits don’t even come ...

Traditional pensions, known as defined benefit plans, have been on the decline since their heyday in the 1960s. Guaranteed lifetime income was a key feature of traditional pension plans. Benefits ...

When it comes to retirement security and readiness, most Americans are not ready at all, according to a recent study.

Many 401(k) investors — 53% — are unaware that they can stay in their former employer's plan, according to a 2024 report from the Government Accountability Office. Most can. Only a small share, 2%, of ...

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

The most notable addition to the plan is the Premium Offset feature, which reduces the direct premium-paying burden over time ...