I’ll admit to not being the biggest fan of what are referred to as target date funds, which allocate assets across stocks, bonds and possibly other assets, in line with an expected retirement year.

Target-date funds (TDFs) are perhaps the biggest "cheat code" in the investment world. It's a living, breathing portfolio in a single product, providing access to multiple variations of stocks and ...

Target date funds force you to give up a lot of control over asset allocation and tax treatment, and you'll pay more in fees. A few simple tweaks using just three funds can produce much better results ...

Target-date funds are a great way for investors to gain exposure to investments that match the risk tolerance best suited to their current stage of life. The funds allow investors to: Vanguard, ...

Investors’ favorite hands-off retirement savings tools, target-date strategies, reached a record high of $3.5 trillion in assets under management at the end of 2023. Investors poured $156 billion of ...

The target-date fund industry experienced significant growth in 2024, with total assets rising 15 percent to reach $3.97 trillion by the end of the year, according to a new report from Sway Research.

Asset managers are using a new strategy to help investors manage their retirement spending: target-date funds featuring annuities. Since the introduction of defined-contribution plans in the 1980s, ...

A senior black couple leaving the tennis court after their workout. If you’re contributing to a 401(k), chances are you’ve been default invested into a retirement target-date mutual fund—and you may ...

The target date market continues to expand rapidly in 2025, building on last year’s gains, with new trends reshaping how retirement solutions are designed and delivered. The latest mid-year study from ...

Nathan Reiff has been writing expert articles and news about financial topics such as investing and trading, cryptocurrency, ETFs, and alternative investments on Investopedia since 2016. David ...

Target date funds are essentially a blend of stocks and bonds. They start with a more aggressive investment strategy and gradually shift towards a more conservative approach as the investor nears the ...