Effective July 1, 2024, the option to pay a fee rather than maintain insurance coverage for your vehicle will be eliminated, and DMV will no longer collect the Uninsured Motor Vehicle (UMV) fee.

Jul 2, 2024 · Thousands of uninsured drivers in Virginia will now have to add another bill to their budget.

Sep 1, 2025 · The current Uninsured Motorist Fee in Virginia is $500, established under Virginia Code § 46.2-706. Vehicle owners who do not have liability insurance coverage must pay this fee annually to …

As of July 1, 2024, Virginia repealed the $500 uninsured motorist fee. And all drivers must now carry insurance or face fines. Learn the penalties.

Jun 16, 2025 · Previously, they could pay an uninsured motorist fee, but now all drivers in the state must carry auto insurance. Nationally, 14 percent of drivers lack insurance. In Virginia, that rate is 12.1 …

Jun 10, 2024 · After July 1, 2024, the uninsured motor vehicle fee will no longer be an option for individuals choosing not to have insurance. Motorists caught driving without insurance can be …

Virginia is one of the few states that allows drivers without a requirement to buy auto insurance, though if you are not insured, you must pay an “uninsured motorist” fee of $500 at the time of registration.

Every person applying for registration of a motor vehicle and declaring it to be an insured vehicle, faces stiff penalties if the motor vehicle is later found to be uninsured.

Jul 10, 2024 · As of July 1, Virginia no longer offers the option to pay an uninsured motor vehicle (UMV) fee. In the past, vehicle owners could pay a UMV fee instead of paying to have auto insurance.

As of July 1, 2024, the state eliminated the option to pay an uninsured motorist fee, making insurance mandatory for all registered vehicles to ensure financial responsibility against injuries and property …