Jul 30, 2025 · Learn about what factors affect your credit scores, steps you can take to improve your credit and how to check your credit score for free.

Sep 5, 2025 · The information on your credit report is what affects your credit score, with the main factors being your payment history, amounts owed, credit experience, and new credit accounts.

There are financial behaviors that may hurt your credit scores. Equifax lays out five common things that could lower your credit scores.

Dec 5, 2025 · Your credit score is the key metric that sums up your credit health, but many people don’t know how their score is generated. These five major factors all affect your credit score.

Oct 7, 2025 · Your credit scores are determined by several factors, such as paying your bills on time, how much credit you're using and how long you've used credit.

Jan 14, 2022 · What are the 5 factors that affect your credit score? Here’s a credit 101 lesson to help you improve your score.

Feb 3, 2026 · Many credit pitfalls are avoidable once you know what to watch for. Here are nine things you might not know hurt your credit score, according to financial experts. Most lenders use your FICO...

Apr 4, 2025 · Explore common credit score factors and learn how your credit score is calculated.

Having a longer credit history and showing that you have different types of credit may improve your score. On the other hand, having a short credit history or showing just one type of credit on your …

Jan 21, 2026 · The five main credit score factors that typically influence your scores are payment history, credit usage (utilization), the length of your credit history, your mix of credit accounts and recent …