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  1. To The Reader and what it does. The Insurance Handbook is the latest addition to I.I.I.’s vast arsenal of resources, including books, brochures, news ch over the years. Today, the I.I.I. is …

  2. Insurance is sold both directly from companies to policyholders, and also through insurance agents. When an individual becomes an agent, he or she may be employed by an insurance …

  3. In 2018 private passenger auto insurance was the largest line of insurance, making up 39 percent of all P/C insurance (commercial and personal combined) and 73 percent of personal insurance.

  4. Health insurance provides important financial protection in case you have an accident or sickness. For example, health insurance may help to pay for doctors’ services, medications, hospital …

  5. Long term care insurance policies and life insurance policies come with forms and disclosure documents outlining the objectives, risks, fees, expenses, and other information regarding the …

  6. Insurance policies will only pay for things that are described in the policy. So it’s important to read a policy carefully before you buy it so you’ll know exactly what’s covered.

  7. Consumers, educators and members of the insurance industry will find important answers to common questions in guides about auto, home, health and life insurance.

  8. In addition to defining insurance, this chapter introduced you to the concept of insurance by explaining how it originated. You also learned about the benefits and costs of insurance to …

  9. Insurance policies can contain a lot of jargon that you may not understand. Here are a few definitions to get you started. A demand from a policyholder for payment from an insurer. A …

  10. Review the “Types of insurance” handout and identify who or what is being insured (property or person). Consider how likely they would be to buy each type of insurance when they’re an …